Spray Foam Blocking Your Sale? Get It Removed
Spray foam insulation is causing mortgage and sale problems for over 400,000 UK homeowners. Our specialist removal partners offer a 20% discount and can restore your property's value and mortgageability. Featured on BBC News.
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Why Spray Foam Has Become a Crisis
Between 2010 and 2022, hundreds of thousands of UK homes had spray foam insulation installed — often under government-backed energy efficiency schemes. At the time, it seemed like a good idea. Now, it's causing serious problems.
Mortgage refusals: Major UK lenders including Nationwide, Halifax, Santander, and Barclays now routinely refuse to lend on properties with spray foam in the roof space. This means you may be unable to sell your home or remortgage.
Structural damage: Spray foam adheres directly to roof timbers and felt. It traps moisture, preventing proper ventilation, and can cause timber rot and structural deterioration over time.
Health concerns: Spray foam contains isocyanates — chemicals linked to occupational asthma and respiratory conditions. Poorly installed or deteriorating foam can off-gas these chemicals into living spaces.
The good news: professional removal by certified specialists can resolve all of these issues and restore your property to mortgageable condition.
Mortgage Lenders Refusing to Lend
Nationwide, Halifax, Santander, Barclays, and many others now decline mortgage applications on properties with spray foam.
Property Value Impacted
With buyers unable to get mortgages on your property, your home becomes significantly harder to sell — and buyers will reduce their offers accordingly.
The Solution: Professional Removal
Certified removal with a completion certificate satisfies lender requirements. Our partners offer 20% off — and will beat any like-for-like quote.
The Removal Process
From initial survey to certified completion — here's what happens.
Eligibility Check
Enter your postcode. Takes 60 seconds to see if you qualify for the 20% discount scheme.
Free Survey
A certified specialist visits your property to assess the foam type, extent, and any structural issues.
Professional Removal
Certified specialists remove the foam safely, using containment to protect your home. Completed in 1–2 days.
Certified Completion
You receive a completion certificate — accepted by mortgage lenders to restore your property's mortgageability.
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Spray Foam Removal FAQ
Your questions about spray foam insulation and professional removal answered.
Why is spray foam insulation a problem?
Spray foam insulation, while effective at reducing heat loss, has become a major problem for UK homeowners. Mortgage lenders — including major high street banks — are now refusing mortgages on properties with spray foam in the roof space because it can trap moisture, cause structural damage, and makes it impossible to inspect roof timbers. This means you may be unable to sell or remortgage your home.
How does the 20% discount scheme work?
Qualifying homeowners can access a 20% discount on professional spray foam removal through our partner scheme. Your property is assessed by a certified specialist who provides a detailed quote. The 20% discount is applied directly to the work — no vouchers or complex claims processes.
How many homes are affected?
It's estimated that over 400,000 UK homes have spray foam insulation installed in their roof spaces — many of which were installed under government-funded energy efficiency schemes. Homeowners often don't know it's there until they try to sell or remortgage.
How do I know if my home has spray foam insulation?
Spray foam typically appears as a rigid, yellow or white foam covering the roof timbers and felt in the loft space. If you haven't been up in your loft recently, it's worth checking — especially if your home received any government energy efficiency improvements between 2010 and 2022.
Will removal restore my property's mortgageability?
In the vast majority of cases, yes. Professional removal by a certified specialist, with a completion certificate, satisfies mortgage lender requirements. However, if structural damage has occurred, additional remedial work may be needed. Your specialist will assess this during the survey.
Is removal messy or disruptive?
Certified removal specialists use containment procedures to minimise dust and debris. Most residential removals are completed within 1–2 days. All waste is removed and disposed of responsibly. Many customers report that the process was much less disruptive than expected.
Restore Your Home's Value with 20% Off Spray Foam Removal
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